Have you ever noticed how a conversation with people who share your views can make you feel more strongly about what you already believe? Legal scholar Cass Sunstein captured this phenomenon perfectly when he observed, “What we know is if you get groups of like-minded people together, they tend to end up thinking a more extreme version of what they thought before they started to talk.” This observation isn’t just about politics or social issues – […]
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Your family’s financial health
“Patience and time do more than strength or passion.” — Jean de La Fontaine At WellsFaber, we’ve had the privilege of guiding many families through the evolving seasons of life. In a world that often prioritises instant results, the natural progression of seasons teaches us a valuable lesson about growth and patience. Understanding and planning for your family’s financial health across these seasons is crucial—not just for immediate needs, but for securing the well-being of future […]
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Market folklore or financial facts?
You may not know this, but there is a joke in the investment world that October is the worst month in which to invest. It’s easy to get swept up in the seasonal chatter about how this month is supposedly more dangerous for the markets than others. But before diving into these claims, here are some wise and witty words from Mark Twain: “October: This is one of the peculiarly dangerous months to speculate in stocks. […]
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Do you command your wealth?
“If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.” — Edmund Burke True wealth is not just about accumulation, but about mastery and control of our choices. It’s about making our money work for us in alignment with our deepest values and aspirations, transforming it from a source of stress into a tool for achieving personal freedom. We work with clients who work seven days […]
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A worldview shaped by ‘enough’
Wherever people are involved… it’s not uncommon for conflict to arise—whether with loved ones, colleagues, or even within ourselves. At the heart of many of these conflicts lies a common thread: a worldview shaped by scarcity. We may think that conflicts are purely situational, stemming from disagreements or unmet expectations, but more often than not, they go deeper. They reveal a story of feeling like we don’t have enough, aren’t enough, or aren’t receiving enough. Scarcity, […]
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Once bitten…
When was the last time you worried about being bitten by a shark? Probably not recently, unless you’re an avid surfer. Here’s a fascinating statistic that might make you smile: sharks bite around 70 people annually, while New Yorkers bite approximately 1,600 people each year. Surprising, isn’t it?? This quirky comparison teaches us something profound about how we perceive risk – especially when it comes to our finances. Often, we’re so focused on the dramatic “sharks” […]
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Clarity and purpose under pressure
“The ability to continue moving when you are feeling scared, fearful or lazy is the sign of true mental strength.” – Matthew Donnelly Success in the corporate arena often mirrors high-stakes athletics: both demand unwavering focus, strategic thinking, and most crucially, mental toughness. Yet while executives routinely invest in skills training, business acumen and strategic development, few actively cultivate their mental resilience – the quality that often determines long-term success. The parallels between building wealth and […]
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Different is as different does
Albert Einstein is often credited with saying, “Insanity is doing the same thing over and over again and expecting different results.” Think about that for a moment. It’s a statement that cuts through the noise and forces us to ask: If we’re stuck in a cycle with our money, how can we possibly expect things to change if we aren’t willing to do something different? Many of us find ourselves on repeat when it comes to […]
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The Snowball vs. The Avalanche
Imagine standing at the base of a snow-covered mountain, looking up at the debt that’s accumulated over the years. It feels overwhelming, doesn’t it? But here’s the good news: you’ve got two powerful tools at your disposal to tackle that mountain – the Debt Snowball and the Debt Avalanche. Let’s explore these methods and see how they can help you reclaim your financial freedom. The Debt Snowball: Small Victories, Big Momentum Picture yourself rolling a small […]
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Simplify. Streamline.
“Simplicity is the ultimate sophistication.” – Leonardo da Vinci In a world where complexity and overwhelm often cloud our judgement, applying the principles of simplicity to our financial lives can be transformative. While the concept of minimalism often conjures images of sparse living spaces or capsule wardrobes, its core philosophy—removing the unnecessary to make room for what’s truly valuable—can also revolutionise our approach to personal finance. Streamlining Spending Habits The first step to decluttering your finances […]
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