The word ‘independence’ is often translated into a self-sufficient state in which you don’t need anything or anyone and you don’t have to meet anything or anyone else’s needs or desires. Put like that, doesn’t ‘independence’ sound quite… lonely? In our quest to unpack financial freedom, we ask what freedom means, and find something rather interesting: when most people visualise any form of freedom, including financially, they usually picture themselves achieving that freedom alone: If ‘I’ […]
Continue readingEquity Schmequity – really?
There’s a conversation that does the rounds every 10 to 15 years in investment savvy circles; Cash vs Equity – which is better?When markets are rallying, equities hold to their promise of higher returns than cash; when markets take a knock, cash suddenly appears to have been a hidden gem that could even outperform equities for a short period.
Continue readingWhat does ‘financial freedom’ mean for you?
When we think of freedom, many people envision a bird soaring – unencumbered, untamed and seemingly weightless. Money often feels like the opposite of that. In fact, if you’re like the majority of people, it can seem like the cage keeping you down. But money can also be the key to unlocking your best life and opening up your wealth space. Part of the WellsFaber journey with you is about finding out what financial freedom means […]
Continue readingYour starter guide to alternative investments
In the wake of very lacklustre JSE performance and plenty of uncertainty, many investors have started considering thinking… alternatively.In a nutshellAlternative investments are different to the standard stock market approach; investing in assets outside the usual asset classes or in companies outside of the JSE-listed crowd.
Continue readingHow to build your financial confidence
You would think that the number one thing we would answer when asked ‘what’s your goal?’ is to enable clients to meet their financial goals. But that’s only half of why we do what we do. The second half? Confidence. We aspire to make you confident in your end result before you get there. Think about it – imagine you met your goal of, say, building a positive cash flow for your business. Yet when you […]
Continue readingOn the road: the best road trips for the long weekend season
It’s that time of year coming up again when the public holidays flow thick and fast for South Africa. With a country as beautiful as ours, the ideal solution could be a road trip. Here are some of the best to get you out of the city and on the road. Got three days? Enjoy the Garden Route It’s an oldie but a goodie for a reason, especially if you stay on the coast. Even if […]
Continue readingThe one surprising mental habit your finances need in the current market
Your forecast for the current economic environment? Sunny with a chance of uncertainty. It’s almost election time. Macroeconomic analysts are prophesying scary outcomes, political parties are snapping at each other in the headlines and the rand is doing a nervous jig that’s unlikely to abate until well into May. What do you need to get you through these unpleasant temporary side effects for your finances? Our answer may surprise you. What you need is not a […]
Continue readingTeach your children well
It’s an overwhelming feeling most of us recall vividly – that first job, the first month of rent to pay and the exhilarating yet terrifying knowledge that we have to keep ourselves alive for the rest of the month for the very first time.
Continue readingThrive in every family season
WellsFaber has been around long enough to advise many of our clients through several family seasons already. Although we currently live in a culture of instant gratification, seasons remind us that there is a time for everything and our experience fortifies this understanding. Thinking about your family’s long-term, seasonal financial health is vital to ensuring your children’s and future generations’ success, as well as the healthy retirement of your parents and yourself. Each and every family […]
Continue readingFive cents-making reasons to prepare for next year’s tax return now
Planning is everything, as they say, and while it’s true of most things, it’s even truer when it comes to tax. Although it can be tempting now that financial year end is over to hide your head in the sand and not think of anything tax-related for the next ten months – please, don’t.
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