“There was little risk involved. Everything up to that point had been left unresolved. In a world of steel-eyed death and men who are fighting to be warm. Come in, she said I’ll give you shelter from the storm.” – Bob Dylan Winter is officially here, and the dropping temperatures have us all pulling up the covers. But what about your finances? Have you got the right ‘covers’ in place to keep your money cosy? South […]
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Taking an interest in interest rate risk
Education around the basics of wealth creation and preservation is like a good, solid diet packed with healthy food staples, it can help you enjoy healthy finances for years and create a strong foundation for building your future.
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Why choice matters
One of the most important holidays of the year is one many of us seldom give thought to – Youth Day. More than forty years ago, a group of high schoolers stood up for a people and shook a nation that shook the world.
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Betting on cars – how to invest in motor innovation without getting a flat
“Never look back unless you are planning to go that way,” Henry David Thoreau once said. Investing in the future is an exciting prospect, but a daunting one as well. And what could be more of a ride than investing in motor vehicles?
But the road can be a bumpy one, even if it is a fast ride, so prudence is paramount when investing in all things motor.
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Ode to a pair of socks: Financial Father’s Day thoughts
It’s Father’s Day soon, that time of the year when sales of men’s socks and ties surge and everyone struggles to find a card without golf or fishing on the front.
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The four numbers of retirement – and why they aren’t enough
‘It’s my life, it’s now or never. I ain’t gonna live forever…’ The famous Bon Jovi words could well be used to describe retirement – and saving for it.
Most people don’t know where to start when contemplating something as big and hectic as retiring in decades’ time, but there are ample titbits of conventional wisdom from the financial planning industry. Let’s take a look at some, and their pitfalls.
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4 things oceans can teach you about finance
8 June is World Ocean Day, and it’s a worthy celebration. World Ocean Day is not only a powerful reminder to preserve our planet through daily conservation, it can also teach us a lot about how to manage our money for true, sustainable financial wellness. Like many things in life, money is what we make of it. But what’s a true worthy goal? There is so much noise surrounding finances – what to have and buy, […]
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Delicious savings – how to eat for a week on four meals
With tough economic times all around, a lot of us are trying to cut unnecessary expenses. Be that as it may, we still need to eat and feed our families. Yet who has the time to play chef and work a fulltime job? And who wants to eat mediocre meals just because the economy is in a slump? Enter the power of three – how to ensure meals for a week with minimum effort. It’s all […]
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Diversification – why you might be doing it wrong
We’ve all heard about the importance of diversifying… and most of us think we are diversified. But what if you’re doing it wrong? At WellsFaber, we believe that an important part of your financial journey is to minimise risks to your finances and future as much as possible. This is why we champion diversification. But many people misunderstand the idea of diversifying and the various reasons for it. Many people understand that investing all your money […]
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Why risk it? Four benefits of risk planning
Life is what happens when you’re making other plans, as John Lennon would say. Most of your lifestyle, quality of life and the events that define your life are up to you – your health, when you get married, your stress levels and so on. But sometimes things come along that you could not have foreseen or controlled – unexpected pregnancy, civil unrest, a sudden illness, an accident. Often, these unforeseen events are expensive. We believe […]
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