Category: Wellsfaber

“An investment in knowledge pays the best interest” – Benjamin Franklin Those who invest in their education often end up richer – not just because they often improve their financial situation, but because their minds are richer too. This story is a good example and brings us back to our earlier blog about how education can change the world: I wanted to change the world ( – Author: Unknown monk around 1100 AD) When I was […]

“If you are planning for a year, sow rice; if you are planning for a decade, plant trees; if you are planning for a lifetime, educate people.” – Chinese Proverb Another Chinese proverb this brings to mind is, “Give a man a fish and you feed him for a day. Teach him how to fish and you feed him for a lifetime.”  Both proverbs advocate imparting knowledge or teaching self-sufficiency to plan for more success in […]

“The cure for boredom is curiosity. There is no cure for curiosity” – Dorothy Parker  This statement in itself suggests that boredom needs a cure. We tend to steer away from boredom and try to escape it at all costs. Nobody likes to be bored, but it’s not in fact as negative as perceived. There is plenty of research confirming the opposite – the benefits of boredom; what are these and what happens if we allow […]

“Education is the most powerful weapon which you can use to change the world.” – Nelson Mandela This can be likened to the concept that, “The pen is mightier than the sword”. Words that were first written by novelist and playwright Edward Bulwer-Lytton in 1839, which emphasize that thinking and writing have more influence on people than the use of violence and force. Education is the first step for people to gain the knowledge, critical thinking, […]

“Never spend your money before you have earned it.” – Thomas Jefferson Whilst these are wise words to live by if we can, Mr Jefferson lived around the turn of the 19th century, over 100 years before banks started offering us credit. For decades, people were mostly cautious, two world wars helped with that, but slowly as we hit the 80’s, 90’s and 21st-Century, credit cards have become a standard method of payment for most people. […]

“Money is good for nothing unless you know the value of it by experience.” P.T Barnum As George Bernard Shaw said; youth is wasted on the young. Many have taken it a little further and suggested that wisdom is wasted on the old. But what if we could share the wisdom of the old with the vivacity of the young? Then hopefully, neither youth nor experience will be wasted. Wishing for more money is a common […]

“He who loses money, loses much; He who loses a friend, loses much more; He who loses faith, loses all.” – Eleanor Roosevelt When you share experiences, joys and dreams… you also share expenses. If you’re not talking about it together, it will very likely cause resentment and conflict down the line. An inability to have constructive conversations can be devastating to a close relationship. Some people have already learned to do this with their partner, […]

“A good rest is half the job.” – Yugoslavian Proverb There’s no time like the present to remember this sage advice as we enter the holiday season and wind down towards the end of the year. And what a year at that. With the overriding belief these days that busier is better, our current hectic lifestyles offer little respite. Most of us find ourselves caught up in the rat race – with constant deadlines to meet, […]

“Misfortunes make happiness more sweet when it comes.” – Latin Proverb Taking a similar approach to the English proverb, this Latin proverb reminds us that misfortune doesn’t rob us of happiness, it only makes it that much sweeter. No one seeks out misfortune. We try to avoid it at all costs. Aspiring to live a happy, comfortable life with a secure job and stable finances. Sadly, the world isn’t fair and the reality is that no […]

“He who plants a garden plants happiness.” – German Proverb Conversely, as Benjamin Franklin said, “money has never made man happy, nor will it, there is nothing in its nature to produce happiness.”  This is true – money is not the answer to ensuring a happy, fulfilling life. Scrooge McDuck is a wonderful children’s cartoon character who reminds us of this. Despite his amassed gold, it wasn’t the gold that brought him happiness.  Money is merely […]