Category: LIFE

Effectively managing your debt is one of the best and most proactive ways of ensuring a sustainable financial future. It is deeply gratifying knowing that you’re doing something right when you see your debt shrinking! The journey of exploring the best ways to manage your debt can improve your attitude and enthusiasm towards settling it. Instead of seeing it as a burden to your financial goals, you’ll recognise that it’s an inspiring investment towards your financial […]

Saving is not just about a plan – it’s a behaviour. Part of this behaviour is rooted in our mental ability to overcome our own fears. We reduce these fears by mentally preparing for life goals and recognising that we have what it takes to achieve them. Mentally preparing for long term savings is like preparing for a long-distance race or a trip. You start exercising today so you can cope with the physical demands of […]

As the days draw shorter, the sun stays hidden for longer and the colder weather encourages us to hibernate away, coupled with constrained financial conditions, we can be forgiven for falling into the trap of thinking smaller, trying to save both money and energy. When it comes to cooking for the family – here’s a great idea to stretch out a little, as if the sun is shining warmly again. Soups! They are jam-packed with vitamins […]

Whilst we may try our best to keep our bodies safe from the flu – we may overlook the sluggish money myalgia that can hit us around this time too! You might have financial flu… Every winter our communities are hit by different strains of coronavirus (root of the common cold and flu). COVID-19 is the latest strain that initially impacted our health systems, and then quickly affected our financial systems and virtually every other area […]

Many of us only look at our financial plan when we receive a windfall (this is not often…) or when things go terribly wrong. It could be the loss of a job, the loss of a loved one or another crisis (like a global lockdown…). These aren’t necessarily the best times to make investment decisions or changes to our financial plans as emotions are often running extremely high during times of transitions and our stress levels […]

Everything you ever wanted to know about yourself you can learn in 26.2 miles. Lori Culnane Investing can be a lot like running a marathon. It’s not just about knowing the markets, it’s also about knowing yourself. What sort of risks are you willing to take? How quickly do you expect to cross the finish line? In order to know yourself you need to invest in yourself. Where are your strengths and weaknesses, where can you […]

Sometimes it feels like this conversation is a broken record, constantly going round and around on the same track: people the world over are feeling the financial pinch and tightening belts. It’s not just a local issue, and it’s not a new concern. A few minutes on Instagram or Twitter will reveal just how many are building their third, fourth or fifth ‘side hustle’. This is partly because our internet age has made alternative streams of […]

You can keep going and your legs might hurt for a week or you can quit and your mind will hurt for a lifetime. Mark Allen Unforeseen life events create uncertainty within us, which takes its toll on us – emotionally, mentally, physically and financially! It can lead us to feeling like we are trying to cope by any means possible. It makes us feel as though we don’t have a choice in the matter, or […]

As the 2020 global pandemic for COVID-19 becomes forever etched in our history, most of us will remember how the term ‘lockdown’ moved from a novelty to a serious psychological threat. At the point of writing this blog, it’s not clear just how vast and integrated the knock-on effect of lockdown will be, but for most of us it’s confronted us with conversations we’ve never had to have before. Being confined indoors, or a specific area […]