When it comes to coffee-shop conversations, little is said about the long game in the investment space – it’s often about which asset manager did well this year, what outperformed everything else in the last quarter… etc. But, if you’re an investor, chances are high that you’re saving for future events that have a five-year-plus event-horizon (as we all should!). Here are four thoughts for investors looking to improve their long-term results. If you’re feeling shaky […]
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It’s time to make up your mind
“Folks are usually about as happy as they make their minds up to be.” ― Abraham Lincoln How happy we are in our lives depends on how happy we decide to be. If we decide to continue focusing on what didn’t become or what mistakes shouldn’t have happened, we will struggle to thrive and experience happiness. It is important to decide whether you want to be happy and whether you choose to give yourself a chance […]
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The dollar’s time is running out
South Africans (and many others) sometimes suffer from an unbalanced bias when it comes to the United States: we assume that anything American is top-class. Certainly, when talking about the markets, South Africa’s indices and analyses are always about what America is doing. The dollar has, for a long time, been the most influential currency. However, this may not be for much longer. Investors are preparing for what’s becoming known as ‘de-dollarisation’. What is de-dollarisation? De-dollarisation […]
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An expanding life is ultimately about our relationships
“Love is that condition in which the happiness of another person is essential to your own.” – Robert A. Heinlein” The love you have for your family is what makes you want a better life for them. You think about their happiness and work to create a better future for them on a daily basis. This is one way in which we show and experience love. Essentially, this is what relationships are about; showing love for […]
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Starting your business is going to get easier!
South Africa is an enterprising and entrepreneurial nation… which is why it’s interesting that it can be so tough to do business here. Of all new businesses started in South Africa, nine out of ten of them will close their doors within the first two years. Government grants are talked up but are thin on the ground, B-BBEE requirements are onerous and keep changing, and then there’s the red tape. Bureaucracy has been South Africa’s Achilles’ […]
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What are you willing to trade?
“For every minute you are angry you lose sixty seconds of happiness.” – Ralph Waldo Emerson Living life every day is all about trade-offs. The more we live life, the more opportunities we have to understand which choices give us a minute of anger and frustration, or 60 seconds of joy and happiness. However, this requires us to be intrinsically aware of what we’re thinking and doing, and then link it to how that makes us […]
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Earning more isn’t the answer
When it comes to building your wealth, it’s not about how much you make, it’s about how you work with what you have. You do not need a larger paycheck, you only need to invest and use your money wisely. Yes, more money gives you a larger budget to work from but that simply needs increased consideration. Here are some tips that will make it easier to build your wealth, even if you do not have […]
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Five inspiring quotes from women to up your hustle game
August is traditionally about celebrating women, but we believe every month should honour the strong ladies that make our world go around. Here, courtesy of Investec, are five inspiring tidbits of advice to fire you up for slaying the rest of your work week. Like a (woman) boss. Learn from your mistakes – and everything else Palesa Moloi, the former accountant, now successful businesswoman and technologist who created parking app ParkUpp, advises, “Never stop exploring, and […]
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The new life in life insurance
No one knows how long they have in this life and, though it can be uncomfortable to think about, death is 100% guaranteed. Do you have life insurance? Taking out life insurance is not only an act of pragmatism, it’s an act of love. In a world where everyone is consumed with thoughts of themselves, the person who takes out life insurance has asked themselves: ‘What do those around me need? What will help them if […]
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Four Million Ways To Thrive
“There are some four million different kinds of animals and plants in the world. Four million different solutions to the problems of staying alive.” – Sir David Attenborough In her most recent novel, Orange Prize-winning author Madeline Miller describes two fictitious gods talking to each other, the older one explaining to the younger one about these mysterious things called humans. He describes them as each unique, yet all bound by their desire to reach and reach […]
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