Imagine going to your favourite clothing store to find a new outfit, and then popping into a grocer for some fresh supplies and sitting down for a cup of tea and a bagel. We don’t have to imagine this – because we have malls. But… this convenience didn’t always exist. Shopping centers have existed in some fashion for more than 1,000 years, forming the heart and soul of communities. While ancient market squares may have been […]
Continue readingCategory: Blog
What did you do with your first paycheck?
One thing we can always know for certain is the past; but with far less certainty, the future, and even ‘later today’… eludes us. Despite knowing this, we often fall into the trap of thinking that we should have done certain things better, because we can see (looking back…) what a difference it would have made in our lives today. Some of the lingo we repeatedly hear says: “Do something today that your future self will […]
Continue reading
Crack the ice ahead of you
Spring is around the corner – bringing newness, freshness and invigoration. After a long winter, it’s easy to find your attitude has iced-over! Here’s how to crack the ice going forward… Remind yourself of the plan and direction you have Without a plan, we are completely lost. Having a solid strategy in place establishes our priorities. Having a plan makes the decision-making process so much easier. If all we have to do is ask ourselves, “Does […]
Continue reading
When life gets cluttered – simplify things
It’s so easy to get roped into things we don’t really understand, or committed to too many things and years down the line we find ourselves completely overwhelmed. When it comes to our finances – this is commonplace! There’s only one word that describes that feeling when you’ve finally got around to cleaning out clutter – bliss! We often find ourselves holding onto things from the past ‘just in case’. We don’t realise the burden that […]
Continue reading
Start marketing yourself
Before we can think of saving, spending and investing – we first need to make money. Almost everybody would accept more money if it were offered to them. But, as is often the case in life, we need to put something in to get something out. One of the most effective ways to boost professional offerings, find new employment or elevate a business profile is by successfully marketing yourself. Here are some easy ways to positively […]
Continue reading
Getting comfortable online
Do you remember your first time shopping online? It was somewhat nerve-racking when you had to enter your card details and there was a slight discomfort in the knowledge that you might never see your order arrive. These days everybody shops online, it’s convenient and instantly gratifying. Online video conferencing seems to be going through a similar teething period. As it undergoes mass adoption, most people are still coming to terms with the technology and aren’t […]
Continue reading
Lessons from the lighthouse
Here’s the thing about the lighthouse – it’s focus is always offshore. At the time of writing this article, the world is still flailing under the storm of the Coronavirus and the conditions have caused us all to rethink many of the foundations in our lives that we once thought secure. Just like the view from the lighthouse, the seas can go from calm to savage in a matter of hours, the visibility can decrease from […]
Continue reading
Don’t spend based on other people’s income
The practice of storytelling is ubiquitous among cultures all across the globe. Sometimes we seem to forget the power that a story can hold over people. We use stories to make sense of our world and to share that understanding with others. When it comes to something as important as finance it is important that the stories we tell ourselves are based in reality. Yes, the stories that we tell ourselves. We can be forgiven for […]
Continue reading
Four lekker reasons for life insurance
Unless you’re Gomez or Morticia Addams, you probably feel a little uneasy when it comes to talking about live cover. But here’s the thing; taking out life insurance is not only an act of pragmatism, it’s an act of love. In a world where everyone is consumed with thoughts of themselves, someone who takes out life insurance has asked themselves: ‘What do those around me need? What will help them when I am gone?’ Life insurance […]
Continue reading
What the low interest rate means for you
In light of the difficult times recently, Southern Africa has been awash in low interest rates. When South Africa significantly cut its base interest rate from an already-low 6.25% down to 4.25%, it officially became the lowest interest rate the country has ever had. In late 2019, the Bank of Namibia’s Monetary Policy Committee reduced the rate to 6.5% from 6.75%, then lending rates at Bank Windhoek were slashed further come 2020. Interest rates, particularly interest […]
Continue reading