“Old age comes on suddenly, and not gradually as is thought.” – Emily Dickinson The cost of money-silence is high. According to an article on pbs.org, half of all nursing home expenses are ‘paid-out-of-pocket by families.’ Some research has shown that adult children are paying an average of R150k per year for their parents’ care. Not wanting to seem greedy or presumptuous, many of us avoid important conversations where we need to talk to mom and […]
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Breathe cleaner air in your home
Here’s all you need to know about houseplants! We live in increasingly polluted environments – both inside and outside! Trees and plants remain the best ‘machines’ for pumping down carbon dioxide and supplying us with clean air. Without good, clean air, we have less energy and are more prone to allergies and poor health. If you want to improve your home or work space, here are a few reasons why you could consider plants in your […]
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Recognizing your kids in your wealthspace
“Children are not things to be molded, but are people to be unfolded.” – Jess Lair Kids are learning all the time. It’s not just when we’re ready to teach them, arrange a lesson or send them to school. As we grow older, we’re reminded that learning never ends either. With this in mind, your kids are going to learn about money from everyone around them so it’s important to be deliberate and intentional around helping […]
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Global macro trends for SA investors to watch in 2020
Every investor has their own unique style when it comes to the rigorous decision-making process that goes into what to include in their portfolio and how to weight it. January, with the fresh perspective that comes from a break and a new financial year pending, is often the ideal time to take a look at investment decisions from a new angle. One of the most useful ways to do that is the big picture look at […]
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Have thriving conversations with your team
“Individually, we are one drop. Together, we are an ocean.” – Ryunosuke Satoro In a world where water is an intrinsically valuable resource, it’s a great analogy for the value of teamwork and community. Whether you’re a leader or a team-player, great intentions make very little impact when they aren’t turned into great conversations. Part being a supportive team member (or leader) requires us to encourage our colleagues to talk about our ideas openly; whether they’re […]
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Four ways to invest differently this year
As much as we dislike the idea of New Year’s resolutions, January can bring with it a welcome burst of drive and energy to try and improve things from the previous year. When it comes to improving your investments, instead of focussing on maximising returns (which is never fully in our control), try focussing on the way you invest. Try out these four tips to unleash your best inner investor yet in 2020: Grow your patience […]
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Have thriving conversations with your family
“Life is beautiful. It’s about giving. It’s about family.” – Walt Disney Family life is never easy. For us to enjoy our family and be fulfilled in these relationships it’s important to encourage healthy conversations. None of us enter the world without a family – whether it’s a family formed through biology or a family formed through the people we choose. Healthy conversations are born and sustained in an incubator of acknowledgement, appreciation and trust. This […]
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The investors’ tax guide for the 2020 year
In the last few months of the year the personal income tax season hangs over year-end busy-ness like a shroud. Then, the new year begins right away with business’ financial year end looming. The last thing most of us want to think about in January is more tax. But really, January is the best time to start thinking about tax – when you are comparatively freshest, to give you the most time and preparation possible to […]
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Goodwill to all: a closer look at ESG stock options
Swiss banks hold a certain cachet about knowing good from bad investments, and currently the hottest topic on their lips are ESG funds. ESG stock options – or, rather, ‘Environmental, Social and Governance sustainability’ – have been steadily gaining traction among investors in the last few months, emerging into something of a buzzword. Once considered a ‘hippie tree-hugging’ concept, ESG funds are having a moment in the sun (hopefully a sustained moment…). And, in December, they’re […]
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Setting goals and taking stock
How you finish your year is a powerful way to create momentum for the new year. How much you achieved (or didn’t quite manage) this year can inspire how much you aim to achieve next year. In the same way that an athlete pushes harder in every game, or an artist stretches their skills with each new work, so too can we set our sights higher for the year ahead. And, planning for it now presents […]
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