“Education is the most powerful weapon which you can use to change the world.” – Nelson Mandela This can be likened to the concept that, “The pen is mightier than the sword”. Words that were first written by novelist and playwright Edward Bulwer-Lytton in 1839, which emphasize that thinking and writing have more influence on people than the use of violence and force. Education is the first step for people to gain the knowledge, critical thinking, […]

“Never spend your money before you have earned it.” – Thomas Jefferson Whilst these are wise words to live by if we can, Mr Jefferson lived around the turn of the 19th century, over 100 years before banks started offering us credit. For decades, people were mostly cautious, two world wars helped with that, but slowly as we hit the 80’s, 90’s and 21st-Century, credit cards have become a standard method of payment for most people. […]

“Money is good for nothing unless you know the value of it by experience.” P.T Barnum As George Bernard Shaw said; youth is wasted on the young. Many have taken it a little further and suggested that wisdom is wasted on the old. But what if we could share the wisdom of the old with the vivacity of the young? Then hopefully, neither youth nor experience will be wasted. Wishing for more money is a common […]

“He who loses money, loses much; He who loses a friend, loses much more; He who loses faith, loses all.” – Eleanor Roosevelt When you share experiences, joys and dreams… you also share expenses. If you’re not talking about it together, it will very likely cause resentment and conflict down the line. An inability to have constructive conversations can be devastating to a close relationship. Some people have already learned to do this with their partner, […]