Have you ever gone down a rabbit hole on social media? You know, that moment when you see something triggering and you click on it, and then scroll down through the comments, becoming wholly engrossed in a conversation that turns out to be a waste of time and emotional energy. While we’re in that moment, we’re often completely unaware of how it’s affecting us. Catastrophising is a little like that. We can all be affected by […]
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Four ways to thrive
We advise; you thrive. That’s what we aim for. We believe that with a sound financial plan built on professional, personal advice, you will be able to live the life you want. Money is more than the figures in your bank or investment account. It’s giving your children the education they want. It’s protecting your health. It’s supporting your friends and family when they need help. It’s the relief that the bills are taken care of […]
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Ask yourself these questions BEFORE switching funds
As financial planning conversations deepen and explore more value, we find ourselves moving from the empirical to the emotional, from processes to perceptions and from products to people. It’s an enlightening journey that takes us away from numbers and allows us to reflect and reconstruct our future planning approach. But, it’s also extremely challenging as we find questions we can’t easily answer; but, that’s still healthier than having answers we can’t question! This point of reflection […]
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What do you do if a bear attacks?
It’s always a treat to take some time and learn from nature. As science keeps reminding us, many of our problems can be solved by looking to nature. From watching seasonal changes, observing adaptations and evolution, to digging beneath the surface of things and understanding complex chemical and biological phenomena – there’s always something we can learn about the world around us and ourselves. We often use animals or natural events to name events in our […]
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Who are you listening to?
“Most people do not listen with the intent to understand; they listen with the intent to reply.” – Stephen R. Covey When it comes to managing our finances, listening to too many voices can be dangerous. It’s often said that when buying a car, the more people we speak to, the more confused we’ll become! The same is true of your finances. However – another problem we face is that we listen to reply, and not […]
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How much do you need?
One of the hardest questions to answer when it comes to financial planning is: How much do I need? There are two ways we can look at this. Either, I believe that my external circumstances will eventually reach a point where I have earned enough, and I’ll finally feel that I have enough. Or, I will come to the realisation that my wants and needs are based on my own personal perceptions. It’s also difficult because […]
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Making goals easier to achieve
“If I had a penny for every time I put something off until tomorrow, and never got to it… I’d put them all in a sock and hit myself with it.” Unknown In our digital age, it has become increasingly easy to create lists of things to do and remember. We can just call out “Alexa!” or “Hey Siri!” and add to a virtual reminder list that, for the most part, just adds more stress and […]
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A new level of responsibility
“With great power comes great responsibility.” Uncle Ben – Spiderman One of our biggest motivators is responsibility, or having a sense or awareness of responsibility. The older we get, the more we realise just how much we have to be responsible for. As kids – we only need to focus on ourselves. But, as we mature, we become increasingly aware of those around us. People are motivated when their responsibilities are meaningful and engage their abilities […]
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Sustainable sanity
When we stand together, we can succeed together. We can support and encourage one another. But this only happens in our smaller, more intimate groups. The fourth industrial revolution has slowly edged us into a communication environment that is overwhelmed with information. We are learning that whilst we can stand together in powerful support, we can also suffer together. A burden indeed shared is a burden halved, but if we’re not aware of it, the cumulative […]
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How much time is your money worth?
As we build businesses and seek to create various income opportunities, we are always confronted with the challenge of pricing. It’s a challenge because all of our situations are different. Those with qualifications and experience often charge more for their time. But it’s not a sure way to work out billing and costs; sometimes people feel very confident in the value they’re bringing, so rather than looking at the time and experience they bring to their […]
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